How to Download Ayushman Card Online & via App in 2026
The Ayushman Bharat Yojana (PM-JAY) provides eligible families with up to ₹5 lakh per year in free healthcare, covering secondary and tertiary care, pre-existing conditions, and hospitalisation expenses. Beneficiaries can download their Ayushman Card online via the NHA portal, Digilocker, CSC, or the Ayushman App, and use it for cashless treatment. The scheme, now operational across all states and union territories, also includes the Ayushman Vay Vandana Card for senior citizens aged 70+. Families can check eligibility and the beneficiary list online, ensuring access to healthcare while protecting savings from medical emergencies.
Easy Step-by-Step Guide to Download Your Ayushman Bharat Card
Option 1: Online via Official Portal
Option 2: Using Ayushman Bharat Mobile App
Option 3: Through DigiLocker
Option 4: Offline via Common Service Centre (CSC)
Option 5: Using Umang App
Who Is Eligible for the Ayushman Card?
The Ayushman Card is available to Indian families and individuals who are identified as economically weak, vulnerable, or in need of healthcare support under government-approved beneficiary lists such as SECC 2011, PM-JAY, and eligible ration card databases. The purpose of this card is to provide free and cashless medical treatment to people who may not be able to afford hospital expenses. Eligibility is checked differently for rural and urban families. In villages, the government looks at family living conditions, while in cities, it checks the type of work or occupation. Senior citizens aged 70 years and above are also eligible for Ayushman Bharat benefits, regardless of their income status, after Aadhaar-based verification.
Rural families may qualify if they:
Urban workers may qualify if they are:
Live in a one-room kucha house
Have no adult earning member aged 16–59
Belong to SC/ST households
Have a disabled member with no able-bodied adult support
Have a disabled member with no able-bodied adult support
Are landless and depend on manual labour
Senior citizen eligibility:
Any Indian citizen aged 70 years or above can apply for the Ayushman Card under AB-PMJAY. Aadhaar-based e-KYC is required, but income proof is not needed.
Documents Required for Ayushman Card
Required documents:
In simple words, Aadhaar is mainly used to verify your identity, while ration card or PMJAY details help confirm whether your family is eligible for the Ayushman Card.
State-Wise Documents Required
The basic documents are accepted across India, but some states may ask for extra documents under their own health schemes or verification rules.
State-wise extra requirements:
| State / Scheme | Additional Document Required |
| Rajasthan / Chiranjeevi Yojana | Jan Aadhaar Card |
| Madhya Pradesh / Ayushman Bharat Niramayam | Sambal Card or valid Food Security Slip |
| Uttar Pradesh | AAY Ration Card or BOCW Construction Worker Card |
| Bihar | Ration Card |
| Gujarat / PMJAY-MA Yojana | Valid Income Certificate |
How to Check the Latest Hospital List
State-Wise Documents Required
Visit the official PM-JAY hospital search portal.
Select your State and District.
Choose hospital type, speciality, or hospital name if needed.
Enter the captcha and click Search.
Check whether the hospital is active before visiting.
State-Wise Empanelled Hospital List
The Ayushman Bharat PM-JAY empanelled hospital list changes regularly because new hospitals may be added, suspended, or removed. For the latest and correct list, beneficiaries should use the official Ayushman Bharat Hospital Search portal, where hospitals can be checked by state, district, hospital type, speciality, and hospital name.
| State / UT | What to Check |
| Andhra Pradesh | Government & private empanelled hospitals |
| Arunachal Pradesh | PM-JAY listed hospitals by district |
| Assam | Ayushman Bharat hospitals near your area |
| Bihar | District-wise empanelled hospitals |
| Chhattisgarh | Government and private network hospitals |
| Goa | Registered PM-JAY hospitals |
| Gujarat | Active empanelled hospitals only |
| Haryana | District-wise AB-PMJAY hospital list |
| Himachal Pradesh | PM-JAY hospitals by location |
| Jharkhand | Approved treatment hospitals |
| Karnataka | Ayushman Bharat hospital network |
| Kerala | Empanelled hospitals by district |
| Madhya Pradesh | PM-JAY listed hospitals |
| Maharashtra | Government/private hospitals under PM-JAY |
| Manipur | Active empanelled hospitals |
| Meghalaya | District-wise hospital search |
| Mizoram | PM-JAY approved hospitals |
| Nagaland | Listed hospitals under Ayushman Bharat |
| Odisha | Network hospitals for cashless treatment |
| Punjab | Empanelled hospitals by speciality |
| Rajasthan | PM-JAY hospitals near you |
| Sikkim | Approved Ayushman hospitals |
| Tamil Nadu | State and district-wise hospitals |
| Telangana | PM-JAY empanelled hospitals |
| Tripura | Listed hospitals for beneficiaries |
| Uttar Pradesh | Government/private PM-JAY hospitals |
| Uttarakhand | Active empanelled hospitals |
| West Bengal | Check latest status on official portal |
| Delhi | Empanelled hospitals by district |
| Jammu & Kashmir | PM-JAY/SEHAT listed hospitals |
| Ladakh | Approved hospitals where available |
| Chandigarh | Registered network hospitals |
| Puducherry | PM-JAY hospital search |
| Andaman & Nicobar Islands | Available empanelled hospitals |
| Dadra & Nagar Haveli and Daman & Diu | Listed PM-JAY hospitals |
| Lakshadweep | Check official portal for availability |
Ayushman Card 2026: India’s Largest Health Protection Program
The Ayushman Card 2026 is India’s flagship public health scheme under PM-JAY, providing ₹5 lakh per family per year for comprehensive secondary and tertiary medical care. It covers surgeries, cancer treatment, heart procedures, kidney dialysis, and other critical health services at more than 28,000 empanelled hospitals nationwide.
With the 2026 Ayushman Vaya Vandana expansion, citizens aged 70 and above receive an additional ₹5 lakh cover separate from their family limit. This ensures seniors enjoy financial protection, even if they already have private insurance, making healthcare accessible without worrying about costly hospital bills.
Medical emergencies in India push millions into debt each year. The Ayushman Card provides zero-cost treatment, reducing financial stress and ensuring families focus on recovery. With nationwide coverage, cashless services, and senior-specific benefits, it is India’s single largest step toward Universal Health Coverage (UHC).
Integration with the Ayushman Bharat Digital Mission (ABDM) allows beneficiaries to link their cards with an ABHA ID, making medical records digital. Doctors can instantly view prescriptions, test results, and history, saving crucial time during emergencies. The “Aapke Dwar Ayushman” initiative now uses face-authentication technology, issuing digital cards in minutes without visiting CSCs.
Key Benefits That Save Lives and Money
Cashless Treatment at Private & Public Hospitals: Over 17,000 private and 11,000 public hospitals accept the card.
Coverage for 1,900+ Medical Packages: Includes heart surgery, cancer care, dialysis, knee replacements, normal delivery, C-section, and NICU up to 30 days.
Pre- and Post-Hospitalisation Costs Covered: Blood tests, consultations, and medicines 3 days before and 15 days after admission.
Family-Floater Model: All family members, regardless of age or number, enjoy full coverage.
Pre-Existing Conditions: Covered immediately without waiting periods.
Portable Benefits: Access care in any empanelled hospital across India.
2026 Program Impact at a Glance
Ayushman Bharat Health Card 2026: India’s Complete Healthcare Shield
The Ayushman Bharat Health Card 2026 is your family’s ultimate protection against high medical costs, offering up to ₹5 lakh per year for secondary and tertiary treatments including surgeries, cancer care, heart procedures, and dialysis. With the Vaya Vandana Card, senior citizens aged 70+ receive an additional ₹5 lakh, providing extra security without affecting the family’s existing coverage.
Cashless Treatment Across 28,000+ Hospalsit Nationwide
Eligible families can access over 28,000 empanelled hospitals, including more than 17,000 private facilities, without paying upfront. Treatments cover 1,900+ medical packages, including knee replacements, normal delivery, C-section, NICU care, and post-hospitalisation expenses, ensuring every family member—from newborns to grandparents—is equally protected.
Digital Access for Fast, Secure Healthcare
Integrated with the Ayushman Bharat Digital Mission (ABDM), the card links to your ABHA ID, giving doctors instant access to your prescriptions, medical history, and test results. The face-authentication system under the “Aapke Dwar Ayushman” campaign allows digital card issuance in minutes, eliminating the need for physical visits to service centres. QR-code scanning ensures quick, fraud-free verification at hospitals.
Financial Safety Net That Prevents Medical Poverty
Before PM-JAY, millions of Indians fell into poverty due to hospital bills. This program provides a portable, family-floater cover that resets annually, applies across all regions, and protects against catastrophic health expenses. It also covers pre-existing conditions from day one, making it one of the most inclusive public health programs in the world.
Integrated National Health Network
The Ayushman Card connects with the National Health Mission (NHM), linking primary health centres, district hospitals, community clinics, and Ayushman Arogya Mandirs for free checkups and affordable medicines. The BIS 2.0 portal allows beneficiaries to track coverage, view past claims, and locate empanelled hospitals, creating a transparent and complete healthcare ecosystem from villages to metropolitan hospitals.
Program Impact: Millions Protected and Families Saved
Online Process to Download Ayushman Card
You can download your Ayushman Bharat Card online through the official PM-JAY portal if your name is listed as an eligible beneficiary. The process is simple and can be completed using your registered mobile number and OTP verification. Once your identity is confirmed, you can download the card in PDF format and keep it saved on your phone or print it for hospital visits.
Steps to Download Ayushman Card Online
Visit the official PM-JAY website: pmjay.gov.in.
Click on the “Am I Eligible” option on the homepage.
Enter your registered mobile number.
Verify your identity with the OTP received on your phone.
Check your name in the beneficiary list.
Open your beneficiary details if your name appears.
Click on the “Download Card” option.
Save the Ayushman Card PDF and print it for future medical use.
Video Tutorial Download Ayushman Card
Common Problems While Downloading Ayushman Bharat Card
Sometimes, users face small problems while checking or downloading their Ayushman Bharat Card, but most issues can be solved easily. If your name is not showing in the PM-JAY beneficiary list, try searching with your ration card number, family ID, or correct spelling, because records may be linked with old government data. You can also visit the nearest CSC centre or empanelled hospital for help. If you are eligible but your name is still missing, submit a complaint through the official grievance portal. Another common issue is when the mobile number is not linked with Aadhaar, which stops you from receiving the OTP for e-KYC. In this case, update your mobile number at an Aadhaar Seva Kendra, or use biometric verification such as fingerprint or iris scan at an authorised centre. These simple steps can help you complete your Ayushman Card process without delay.
Official Support for Ayushman Bharat PM-JAY Issues
If you are unable to download your Ayushman Bharat card or facing issues with eligibility verification, e-KYC, Aadhaar matching, or beneficiary details, contact the official PM-JAY support channels for assistance. The National Health Authority offers help through helpline services, Common Service Centres, and local implementation offices to resolve card-related problems and ensure uninterrupted access to cashless healthcare benefits.
FAQs
Conclusión
The Ayushman Bharat Card is an important document for eligible families who want safe, affordable, and cashless healthcare support under the Ayushman Bharat PM-JAY scheme. In 2026, the scheme continues to offer health coverage of up to ₹5 lakh per family per year for secondary and tertiary hospitalization at empanelled hospitals, helping poor and vulnerable families avoid heavy medical expenses during emergencies. To use these benefits smoothly, beneficiaries should first check their name in the Ayushman Card list,
verify eligibility, complete e-KYC with valid documents such as Aadhaar and family details, and download or collect the card through official channels. If your name is not found, you should review your eligibility details and contact the authorised PM-JAY support system or nearest government help centre for correction or further guidance. Overall, getting the Ayushman Card is not just a formality; it gives families peace of mind, timely medical care, and financial protection when treatment is needed most.